The Right Insurance Starts With the Right Brokers
Liberty & Trust Insurance Brokers helps individuals, businesses and organisations across Nigeria understand their risks, explore suitable insurance options and arrange cover through the insurance market.
About Liberty & Trust
Over 25 Years of Experience
Serving Clients Across Nigeria | Insurance Brokerage & Risk Advisory | Claims Support
Liberty & Trust Insurance Brokers Ltd was established in 1999 and has gained its reputation through sound risk advisory and insurance intermediation services to various sectors of the Nigerian economy.
Our experienced team provides insurance and re-insurance solutions to clients nationwide. Through our client-interfacing managers, customers get access to a large range of special expertise in underwriting and risk management.
Established
1999
Our Vision
To be the insurance broker clients trust to make sense of risk, access the right insurance options and navigate the market with confidence.
Our Mission
To understand each client’s unique risks, provide clear and practical guidance, and connect them with suitable insurance solutions while supporting them throughout the insurance relationship.
Our Clientele
Businesses
We help businesses assess their exposures and arrange insurance suited to their operations, assets, people and responsibilities.
Organisations & Institutions
We help organisations navigate more complex risks and identify insurance options appropriate to their operations and obligations.
Individuals & Families
We help individuals understand their insurance needs and arrange suitable personal, motor and life-related cover through appropriate providers.
Our Partners:
Our Service Offerings
We employ modern management methodology across six specialized solutions to meet the challenges of the present and future business environment.
Motor Insurance
Flexible motor insurance options for private vehicles, commercial vehicles and fleets, arranged through appropriate insurers and subject to policy terms.
Key Services:
- Third-Party Motor Insurance
- Third-Party, Fire and Theft
- Comprehensive Motor Insurance
- Commercial Motor Insurance
- Fleet Motor Insurance
- Motorcycle and Tricycle Insurance
- Specialist and Non-Standard Vehicle Insurance
- Motor Trade and Road-Risk Arrangements
Business Insurance
Every business faces different risks, from damage to property and equipment to liability claims and interruptions to daily operations. We help businesses identify the exposures that matter to them and arrange suitable insurance solutions through the market.
Key Services:
- Fire & Special Perils
- Burglary Insurance
- Public Liability
- Employers’ Liability
- Professional Indemnity
- Business Interruption
Marine & Aviation
We help clients navigate insurance for goods, vessels and aviation-related risks, from transit and cargo exposures to marine and aviation liabilities.
Key Services:
- Marine Cargo
- Marine Hull
- Marine Liability
- Aviation Insurance
- War & Political Risks
- Goods in Transit
Life, Pension & Benefits
We help individuals and organisations explore suitable life, employee-benefit and retirement-related insurance solutions through appropriate providers.
Key Services:
- Group Life Assurance
- Individual Life Assurance
- Employee Benefits
- Pension & Gratuity Solutions
- Annuities
- Personal Accident
Energy & Engineering
We help businesses involved in energy, engineering and major projects assess their exposures and explore appropriate insurance arrangements.
Key Services:
- Oil & Gas Insurance
- Energy Infrastructure
- Contractors All Risks
- Erection All Risks
- Machinery Breakdown
- Electronic Equipment
Claims Administration
We support clients when they need to make a claim, helping them navigate the process, communicate with the relevant insurer and follow up on outstanding matters.
Key Services:
- Claims Notification
- Claims Documentation
- Insurer Coordination
- Claims Follow-Up
- Claims Advocacy
- Claims Administration
Risk Management
We help clients understand their exposures before deciding where insurance fits, providing a clearer basis for managing and transferring risk.
Key Services:
- Risk Identification
- Risk Assessment
- Risk Analysis
- Risk Control
- Risk Mitigation
- Insurance Advisory
Why Liberty & Trust
Strategic reasons that drive our commitment to excellence in insurance services
We Work for You
As your broker, our role is to understand your needs and help you navigate the insurance market rather than simply sell you a policy
Access to the Insurance Market
We help you explore suitable options available through insurance providers and facilitate coverage that fits your requirements.
Risk Before Insurance
We start by understanding the risks and exposures you need to address before considering suitable insurance arrangements.
Support When You Need It
Our role does not end when a policy is arranged. We remain available to help you communicate with insurers or navigate issues.
Privacy at Every Step
We are committed to maintaining the privacy and confidentiality of client information and data throughout the insurance brokerage relationship.
Sectors We Serve
Delivering specialized insurance solutions across Nigeria’s key industries.
Energy (Oil & Gas)
Manufacturing
IT & Telecoms
Private Sector
Public Sector
Finance
Articles
Clear perspectives on insurance, risk and the decisions that help you protect what matters.
Understanding Nigeria's Insurance Industry Reform Act (NIIRA)
Our services come at no cost to your organization as our remuneration is derived from commissions from underwriters.
Group Life Insurance: A Compact Guide for Employers
Everything employers need to know about providing comprehensive life insurance coverage for their employees.
Marine Insurance: Protecting Your Cargo in Uncertain Times
With global supply chain disruptions, marine insurance has become more critical than ever. Learn how to protect your shipments.