Life, Pension & Benefits
Overview
Life and employee-benefit needs are personal to the people and organisations involved. Liberty & Trust helps clients understand their requirements, explore suitable insurance and benefit options, and facilitate arrangements through appropriate providers.
Understanding Your Needs
Whether you are looking to provide life cover for employees, arrange personal protection or consider retirement-related solutions, the right arrangement depends on your circumstances and objectives. We help you understand the options available and identify solutions that are appropriate for your needs.
Who Is This For?
The appropriate solution will depend on your circumstances, requirements and the options available through relevant providers.
Life, Pension & Benefits solutions may be relevant to:
- Employers providing benefits for their employees
- Organisations reviewing their existing employee-benefit arrangements
- Individuals seeking life or personal protection
- Businesses looking to establish or review group life arrangements
- Individuals considering retirement-related options
- Organisations looking to strengthen their employee benefits offering
What We Can
Help You Explore
Group Life Assurance
Insurance arrangements that provide specified benefits to eligible employees or members of a group in accordance with the applicable policy terms.
Individual Life Assurance
Personal life insurance options designed around an individual's circumstances, protection needs and chosen level of cover.
Employee Benefits
Insurance and related benefit solutions that organisations can consider as part of their wider employee support and benefits arrangements.
Pension & Gratuity Solutions
Guidance around suitable retirement and gratuity-related arrangements, facilitated through appropriate providers.
Annuities
Retirement-related insurance arrangements that can provide an income stream under the terms of the selected product and provider.
Personal Accident
Insurance designed to provide specified benefits following covered accidental injury, disability or death, subject to the applicable policy terms.
The Process
Tell Us About Your Needs
Whether you are an individual or an organisation, we start by understanding your circumstances, objectives and requirements.
Understand the Requirement
We discuss the people, benefits, protection or retirement needs you are looking to address.
Explore Suitable Options
We help you consider relevant insurance and benefit options available through appropriate providers.
Arrange & Support
Once you decide how you want to proceed, we facilitate the arrangement and remain available to support you throughout the relationship.